TopLine Financial Credit Union has been a member-owned financial services cooperative since 1935. We are looking for outgoing individuals to join our TopLine team that is dedicated to building life-long relationships to help our members reach and manage their financial goals.

A successful Indirect Underwriter/Processor will be able to do:

• Reviews, analyzes and makes credit decisions   and performs adverse regulatory actions on indirect loans.
• Obtains pertinent information and documentation relative to credit requests, analyzes data for credit worthiness, calculates debt ratio and credit score, obtains proper collateral valuation, evaluates risk, and makes judgment to approve, counter-offer or deny requests within assigned lending limits.
• Provides   indirect dealers prompt credit decision responses and informs dealers electronically and verbally on our approvals using a sales approach.
• Maintains a thorough knowledge and compliance of policies and procedures of TopLine lending products.
• Ability to be flexible and adaptable, work independently with limited supervision, and the ability to make decisions in a timely manner essential.
• Review indirect loan files prior to funding for compliance and to ensure accuracy.  
• Fund indirect loans in accordance with TopLine policy and guidelines.
• Provide assistance to dealership personnel with funding related issues, including but not limited to, follow up on funding conditions for contracts in house and account research for discrepancies.
• Communicate effectively and professionally with dealerships to maintain and grow business relationships.
• Assist indirect members with inquiries and loan maintenance.
• Maintain and complete accurate files pertaining to all loans including, but not limited to, applications, documents, collateral tracking and filing, insurance records, recording of documents, clearing encumbrances, and other documentation.
• Complete paid in full report including releasing liens in a timely manner as set forth by the lending management team.
• Maintain a current knowledge of products/services, rules/regulations, policy, practices and procedures as it relates to indirect consumer lending.  Performs other related duties and special projects as required or assigned.
• Responsible for annual due diligence on all active dealer files.

Salary Range: $30.15 - $37.69 (hourly)

Benefits:

         401(k) with Employer Match
         Dental
         Disability Insurance
         Employee Perks
         Flexible Spending Accounts
         Life Insurance
         Medical
         Paid Holidays
         Paid Time Off
         Pet Insurance
         Referral Program
         Vision
 

Ready to take the next step with us, apply now at https://www.toplinecu.com/careers.

At TopLine Financial Credit Union, we celebrate diversity by offering a work environment that is shaped by individual respect and mutual trust where every individual can thrive. We are proud to be an Equal Opportunity/ Affirmative Action Employer committed to diversity in the workplace and comply with all applicable federal, state, and local laws regarding non-discrimination and affirmative action.